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Terms & Conditions

Effective Date: 10-07-25
Last Updated: 10-07-25

1. Acceptance of Terms

Welcome to Optijam (“we,” “us,” “our”). These Terms & Conditions (“Terms”) govern your access to and use of our website and any related pages, forms, materials, or online tools (collectively, the “Site”).
By accessing or using our Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
If you do not agree with these Terms, please do not use our Site or services.

2. About Our Services

We provide outsourced Loss Prevention, Financial Planning & Analysis (FP&A), and related advisory services to clients primarily in the Food & Beverage and professional services industries.
All information on our Site is provided for general informational purposes only and does not constitute legal, financial, or professional advice.
Engagement of our services is subject to a separate written agreement or engagement letter between you and our company.

3. Use of the Website

You agree to use the Site solely for lawful purposes and in compliance with all applicable federal, state, and local laws, including those of the State of Florida.
You agree not to:
  • Use the Site in a manner that could damage, disable, or impair the Site or interfere with others’ use;
  • Attempt to gain unauthorized access to the Site or our systems;
  • Copy, modify, or distribute content from the Site without prior written consent;
  • Use automated systems (e.g., bots, crawlers) to access data without authorization; or
  • Submit false, misleading, or unauthorized information through contact or registration forms.
We reserve the right to suspend or terminate access to anyone who violates these Terms.

4. Intellectual Property Rights

All content, materials, data, logos, graphics, and text displayed on this Site (collectively, “Content”) are the property of Optijam or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may view and download materials from the Site solely for informational, non-commercial use.
You may not reproduce, distribute, or modify any materials without our prior written permission.

5. Confidentiality & Data Protection

Any business, operational, or financial information you share with us through this Site or our services will be treated as confidential in accordance with our Privacy Policy and any applicable engagement agreement.
We employ reasonable administrative, technical, and physical safeguards to protect the confidentiality and security of your data.
However, the internet is not 100% secure, and we cannot guarantee the absolute security of transmitted information.

6. Disclaimers

a. No Professional Advice

All content on this Site is provided “as is” and for informational purposes only. Nothing on the Site should be construed as financial, legal, or tax advice.
Decisions based on information from the Site are made at your own discretion and risk.

b. No Warranties

We make no representations or warranties of any kind, express or implied, regarding:
  • The accuracy, completeness, or reliability of information on the Site;
  • That the Site will be available, error-free, or secure;
  • That any particular result will be achieved from using our services.
To the fullest extent permitted by law, we disclaim all implied warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

7. Limitation of Liability

To the maximum extent permitted by applicable law, Optijam, its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:
  • Your access to or use of the Site;
  • Any inability to use the Site;
  • Reliance on any information provided on the Site; or
  • Any unauthorized access, data breach, or system interruption.
Your sole remedy for dissatisfaction with the Site is to stop using it.

8. Third-Party Links

The Site may contain links to third-party websites or resources for convenience.
We are not responsible for the content, accuracy, or practices of any linked sites.
Use of third-party websites is at your own risk and subject to their terms and policies.

9. Governing Law & Jurisdiction

These Terms shall be governed by and construed under the laws of the State of Florida, without regard to conflict of law principles.
Any dispute arising from or related to these Terms shall be resolved exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to such jurisdiction and venue.

10. Indemnification

You agree to indemnify and hold harmless Optijam, its officers, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from:
  • Your use or misuse of the Site or its content;
  • Your violation of these Terms; or
  • Your infringement of any intellectual property or other rights of a third party.

11. Termination

We reserve the right to terminate or suspend your access to the Site at any time, without notice, for any reason including violation of these Terms or any applicable law.

12. Changes to These Terms

We may update or modify these Terms at any time without prior notice.
Revisions will be posted to this page with a new “Last Updated” date.
Continued use of the Site after changes indicates acceptance of the updated Terms.

13. Contact Us

If you have questions about these Terms, please contact:
Optijam
Attn: Legal Department
5750 SW 55th Street
Miami, Florida 33155
Email: legal@optijam.com
Phone: 305-778-9000
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